How much does a creche cost in Luxembourg, and how much does the CSA cover?

There is no single price. In a crèche with a state agreement (conventionné), the hourly cost never exceeds the state's hourly ceiling, while private crèches set their own hourly rate. Either way, the rate is written in your childcare contract. What you pay depends on that rate and on your chèque-service accueil (CSA), so join the CSA at your commune (or at the CAE if you live abroad) before your child starts.

How the CSA lowers the bill:

• Children aged 1 to 4 who are not yet at school get 20 free hours a week, for 46 weeks a year, at a crèche or mini-crèche that is a CSA provider, whatever your income.
• Beyond the free hours, the state pays part of each hour, up to a maximum hourly amount and up to 60 hours a week. Your share depends on household income, the number of children receiving family allowances and the child's rank among them.
• If a private crèche charges more than the state ceiling, you pay the difference. Meals have their own parent contribution.
• Deposits, registration fees and notice periods billed after your child has stopped attending are not covered.

To estimate your cost, compare the crèche's hourly rate with your CSA contract and the official parental contribution scale (opens in a new tab) and calculation guide (opens in a new tab).

Once bill 8686 is voted: the CSA reform is planned for 1 January 2027 but is still in parliamentary committee and may change. As amended in July 2026:

• Crèches cannot charge more than the state ceiling or bill extras such as hygiene products and activities, so no more supplements.
• Households earning under twice the social minimum wage pay nothing for up to 60 hours a week. Between two and three times that wage the first 29 hours a week are free, and between three and 3.5 times the first 24.
• You pay for the time blocks you book, which you can change each month, and the notice period is three months at most.